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				<title><![CDATA[The New Jersey Cooperator, The Condo, HOA & Co-op Monthly - Articles - Insurance]]></title>
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					  <title><![CDATA[NAMIC]]></title>
					  <link>http://njcooperator.com/articles/790/1/NAMIC/Page1.html</link>
					  <description><![CDATA[&nbsp;The National Association of Mutual Insurance Companies is the largest and most
&nbsp;diverse national property/casualty insurance trade and political advocacy
&nbsp;association in the United States. 
]]></description>
					  <author>no@spam.com (Keith Loria)</author>
					  <pubDate>Fri, 02 Sep 2011 10:15:08 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/790/1/NAMIC/Page1.html</guid>
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					  <title><![CDATA[Training Day]]></title>
					  <link>http://njcooperator.com/articles/789/1/Training-Day/Page1.html</link>
					  <description><![CDATA[&nbsp;Co-ops and condos function thanks to the dedication of board members who
&nbsp;volunteer their time and expertise to make sure their building or HOA is
&nbsp;efficiently run and that their investment is protected. Ideally, new board
&nbsp;members might be architectural students, who moonlight as attorneys or work day
&nbsp;jobs as CPAs. The reality is that the majority of these selfless folks are from
&nbsp;all walks of life. They don't necessarily have a wealth of experience that will
&nbsp;prepare them for their new challenge, and for these well-rounded homeowners,
&nbsp;basic board training can be invaluable. 
]]></description>
					  <author>no@spam.com (Greg Olear)</author>
					  <pubDate>Fri, 02 Sep 2011 10:14:26 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/789/1/Training-Day/Page1.html</guid>
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					  <title><![CDATA[Keep on Learning]]></title>
					  <link>http://njcooperator.com/articles/788/1/Keep-on-Learning/Page1.html</link>
					  <description><![CDATA[&nbsp;To be an informed board member is the goal. For both new and seasoned members,
&nbsp;however, there are countless challenging topics requiring specific knowledge.
&nbsp;With new regulations and legislation on tap, it is imperative that board
&nbsp;members understand these niche categories, an approach best supported by
&nbsp;continuing education for board members. 
]]></description>
					  <author>no@spam.com (W.B. King)</author>
					  <pubDate>Fri, 02 Sep 2011 10:13:49 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/788/1/Keep-on-Learning/Page1.html</guid>
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					  <title><![CDATA[Insuring the Extras]]></title>
					  <link>http://njcooperator.com/articles/787/1/Insuring-the-Extras/Page1.html</link>
					  <description><![CDATA[&nbsp;Most homeowners love the idea of having a swimming pool, athletic court or
&nbsp;health club as part of their association&rsquo;s grounds because it adds value to their property and it gives them something
&nbsp;fun to do throughout the year. But HOAs that offer these additional features
&nbsp;are responsible for having supplemental insurance to cover the liabilities they
&nbsp;bring. 
]]></description>
					  <author>no@spam.com (Keith Loria)</author>
					  <pubDate>Fri, 02 Sep 2011 10:13:10 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/787/1/Insuring-the-Extras/Page1.html</guid>
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					  <title><![CDATA[Not Your Grandfather&#039;s Policy]]></title>
					  <link>http://njcooperator.com/articles/786/1/Not-Your-Grandfather039s-Policy/Page1.html</link>
					  <description><![CDATA[&nbsp;Recent developments, both legislative and environmental, have led to
&nbsp;considerable changes in the New Jersey insurance marketplace. And such changes,
&nbsp;as managers know, often lead to added paperwork, confusing requirements, and
&nbsp;tricky legal questions for condo boards. While many new insurance products&#8212;such as the heavily-hyped &#8220;terrorism coverage&#8221;&#8212;have failed to catch on for the condo market, modifications in traditional
&nbsp;coverage have altered the insurance picture in ways previously unseen]]></description>
					  <author>no@spam.com ( Matthew Worley)</author>
					  <pubDate>Fri, 02 Sep 2011 10:12:20 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/786/1/Not-Your-Grandfather039s-Policy/Page1.html</guid>
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					  <title><![CDATA[Natural Disasters in New Jersey]]></title>
					  <link>http://njcooperator.com/articles/785/1/Natural-Disasters-in-New-Jersey/Page1.html</link>
					  <description><![CDATA[&nbsp;New Jerseyans got a taste recently of Mother Nature&rsquo;s wrath this spring when some of the worst flooding in decades damaged and
&nbsp;destroyed homes and memories throughout Northern New Jersey.]]></description>
					  <author>no@spam.com (April Austin)</author>
					  <pubDate>Fri, 02 Sep 2011 10:11:40 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/785/1/Natural-Disasters-in-New-Jersey/Page1.html</guid>
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					  <title><![CDATA[The ABC&#039;s of D&amp;O]]></title>
					  <link>http://njcooperator.com/articles/784/1/The-ABC039s-of-DampO/Page1.html</link>
					  <description><![CDATA[&nbsp;Good afternoon&mdash;and welcome to the board. Your mission should you choose to accept it is to make
&nbsp;decisions to better your building. The residents may not like you and, more
&nbsp;importantly, may not like those decisions. Nevertheless, keep doing the job you&rsquo;re doing. In a worst-case scenario, you will be sued. Perhaps more than once.
&nbsp;Should anything go wrong, don&rsquo;t worry; you&rsquo;re protected by the board's D&amp;O insurance. Good luck.&rdquo; 
]]></description>
					  <author>no@spam.com (Lisa Iannucci)</author>
					  <pubDate>Fri, 02 Sep 2011 10:10:54 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/784/1/The-ABC039s-of-DampO/Page1.html</guid>
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					  <title><![CDATA[Keeping It in Reserve]]></title>
					  <link>http://njcooperator.com/articles/671/1/Keeping-It-in-Reserve/Page1.html</link>
					  <description><![CDATA[&nbsp;Most people wouldn't buy a home without an attorney, or start a business without
&nbsp;an accountant. In the same way those professionals assist with complex legal
&nbsp;and financial processes, a civil engineer trained in the specific field of
&nbsp;design and construction can help your HOA navigate the budgeting and capital
&nbsp;improvement landscape by conducting a reserve study. 
]]></description>
					  <author>no@spam.com (Joseph  Mele)</author>
					  <pubDate>Thu, 02 Sep 2010 15:29:57 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/671/1/Keeping-It-in-Reserve/Page1.html</guid>
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					  <title><![CDATA[Getting Along, Getting it Done]]></title>
					  <link>http://njcooperator.com/articles/670/1/Getting-Along-Getting-it-Done/Page1.html</link>
					  <description><![CDATA[&nbsp;Sometimes, just getting two people to agree on what to have for dinner or what
&nbsp;movie to see on a Saturday night can seem like an overwhelming task. Now
&nbsp;imagine trying to get five, seven or nine people to make million-dollar
&nbsp;decisions that can affect hundreds, even thousands, of people. That&rsquo;s the challenge that faces co-op and condominium boards each and every day. 
]]></description>
					  <author>no@spam.com (Liz Lent)</author>
					  <pubDate>Thu, 02 Sep 2010 15:28:45 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/670/1/Getting-Along-Getting-it-Done/Page1.html</guid>
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					  <title><![CDATA[Learning the Ropes]]></title>
					  <link>http://njcooperator.com/articles/669/1/Learning-the-Ropes/Page1.html</link>
					  <description><![CDATA[&nbsp;Co-op and condo board members are usually volunteers who give of their time and
&nbsp;expertise to help make sure their building or HOA is well-run and their
&nbsp;investment protected. In a perfect world, new board members are architecture graduate students who
&nbsp;moonlight as attorneys and work day jobs as CPAs. Indeed, many new board members are architects, engineers, lawyers, accountants,
&nbsp;or successful businesspeople&mdash;but the majority are folks from all walks of life who don't necessarily have
&nbsp;years of experience that is directly applicable to running an association, and
&nbsp;for these folks, some basic board training can be invaluable. 
]]></description>
					  <author>no@spam.com (Greg Olear)</author>
					  <pubDate>Thu, 02 Sep 2010 15:27:59 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/669/1/Learning-the-Ropes/Page1.html</guid>
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