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				<title><![CDATA[The New Jersey Cooperator, The Condo, HOA & Co-op Monthly - Articles - Recreation]]></title>
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					  <title><![CDATA[Community in Diversity]]></title>
					  <link>http://njcooperator.com/articles/759/1/Community-in-Diversity/Page1.html</link>
					  <description><![CDATA[&nbsp;New Jersey has a long tradition of being culturally diverse, and that tradition
&nbsp;continues to evolve today. New Jersey's Gold Coast has large populations of
&nbsp;Asian, Indian/Hindi and Hasidim. Other areas have large populations of
&nbsp;Pakistani and Middle Eastern, in fact Paterson, New Jersey has the second
&nbsp;largest Middle-Eastern community in the United States. Additionally, the Garden
&nbsp;State has a large and thriving Latino community. As these communities continue to grow so does the need for
&nbsp;housing. 
]]></description>
					  <author>no@spam.com (Keith Loria)</author>
					  <pubDate>Mon, 13 Jun 2011 10:15:47 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/759/1/Community-in-Diversity/Page1.html</guid>
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					  <title><![CDATA[Keep it Clean]]></title>
					  <link>http://njcooperator.com/articles/758/1/Keep-it-Clean/Page1.html</link>
					  <description><![CDATA[&nbsp;Years ago, when apartment residents wanted to do laundry, they gathered their
&nbsp;basket and detergent, loaded up their pockets with quarters and perhaps a good
&nbsp;book or their Walkman and trudged downstairs to the dark, dingy laundry room. A
&nbsp;few hours later, they would traipse back to their units, only to repeat the
&nbsp;dreaded trip the following week. Nobody looked forward to doing their laundry
&nbsp;(okay, let&rsquo;s be real&mdash;that hasn&rsquo;t changed), but modern technologies in the industry have made it much easier for
&nbsp;residents to get this dreaded chore done. 
&nbsp;]]></description>
					  <author>no@spam.com (Lisa Iannucci)</author>
					  <pubDate>Mon, 13 Jun 2011 10:15:06 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/758/1/Keep-it-Clean/Page1.html</guid>
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					  <title><![CDATA[Installing an In-House Gym]]></title>
					  <link>http://njcooperator.com/articles/757/1/Installing-an-In-House-Gym/Page1.html</link>
					  <description><![CDATA[&nbsp;Like any major project in a co-op or condominium, installing a gym is made up of
&nbsp;two separate yet equally important parts: The brass tacks of planning and
&nbsp;executing the project, and the politics of running it through the board and
&nbsp;residents. 
]]></description>
					  <author>no@spam.com (Steven Cutler)</author>
					  <pubDate>Mon, 13 Jun 2011 10:14:27 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/757/1/Installing-an-In-House-Gym/Page1.html</guid>
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					  <title><![CDATA[The Lap of Luxury]]></title>
					  <link>http://njcooperator.com/articles/756/1/The-Lap-of-Luxury/Page1.html</link>
					  <description><![CDATA[&nbsp;It&rsquo;s a different world for amenities, these days. 
]]></description>
					  <author>no@spam.com (Danielle  Braff)</author>
					  <pubDate>Mon, 13 Jun 2011 10:13:48 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/756/1/The-Lap-of-Luxury/Page1.html</guid>
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					  <title><![CDATA[Get Active, Stay Active]]></title>
					  <link>http://njcooperator.com/articles/755/1/Get-Active-Stay-Active/Page1.html</link>
					  <description><![CDATA[&nbsp;You&rsquo;ve all seen the ads, whether you&rsquo;re over 55 or not. They&rsquo;re called &ldquo;active adult&rdquo; communities, &ldquo;retirement&rdquo; communities, &ldquo;over-55&rdquo; communities, &ldquo;active-lifestyle&rdquo; communities or any number of other names. 
]]></description>
					  <author>no@spam.com (Raanan Geberer)</author>
					  <pubDate>Mon, 13 Jun 2011 10:13:05 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/755/1/Get-Active-Stay-Active/Page1.html</guid>
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					  <title><![CDATA[Condo Projects Take Steps to Win FHA Approval]]></title>
					  <link>http://njcooperator.com/articles/638/1/Condo-Projects-Take-Steps-to-Win-FHA-Approval/Page1.html</link>
					  <description><![CDATA[&nbsp;All for one and one for all. We always knew that buying a unit in a condominium project meant that the value
&nbsp;of our property depended in good part on the likeminded conscientiousness of
&nbsp;our neighbors. Where owners live, vote and fund the maintenance and improvement of the
&nbsp;communities, homes and their values thrive. And it has been long understood
&nbsp;that the more buyers who can bid for homes in the community, the more likely
&nbsp;the value of the homes will be enhanced. But the interdependency between
&nbsp;homeowners became a more serious relationship in 2010. No longer can we individually secure an FHA-backed loan to purchase or refinance
&nbsp;a unit in a condominium. Those loans are now extinct, with one exception: where
&nbsp;the condominium project as a whole receives the nod from FHA, FHA will allow
&nbsp;lenders to make loans to individual homeowners living in the community. So how
&nbsp;do we get the Federal Housing Authority to smile upon our particular
&nbsp;condominium community? By proving that most residents live there, pay their
&nbsp;fees, save money and can manage to stay away from being sued. If the overall
&nbsp;condominium project wins FHA approval, some of us will get our loans.]]></description>
					  <author>no@spam.com (J. David Ramsey, Esq. &amp; Jennifer A. Loheac, Esq.)</author>
					  <pubDate>Thu, 03 Jun 2010 16:16:22 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/638/1/Condo-Projects-Take-Steps-to-Win-FHA-Approval/Page1.html</guid>
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					  <title><![CDATA[Avoiding the Pitfalls of Shared Ownership]]></title>
					  <link>http://njcooperator.com/articles/637/1/Avoiding-the-Pitfalls-of-Shared-Ownership/Page1.html</link>
					  <description><![CDATA[&nbsp;In addition to depressing home prices, the current housing crisis has put a
&nbsp;tremendous strain on the sixty million Americans who live in shared ownership
&nbsp;communities (SOC) such as condominiums, co-ops and HOAs. While these shared
&nbsp;ownership or common interest communities can often provide homeowners with a
&nbsp;better quality of life than a traditional neighborhood, that lifestyle comes at
&nbsp;a price&#8212;because in a shared ownership community, while you may own your own home, you
&nbsp;also own the community property together with dozens, or sometimes hundreds, of
&nbsp;strangers, all of who are jointly responsible for maintaining the common
&nbsp;property. If an owner fails to pay their share, the other owners are forced to
&nbsp;pick up the slack. The bottoming out of the housing market has created prime
&nbsp;conditions for bargain-hunters, but there are a few key things that any
&nbsp;homebuyer needs to know before safely buying a home in an SOC. 
]]></description>
					  <author>no@spam.com (Ryan Poliakoff)</author>
					  <pubDate>Thu, 03 Jun 2010 16:15:19 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/637/1/Avoiding-the-Pitfalls-of-Shared-Ownership/Page1.html</guid>
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					  <title><![CDATA[The Association of Professional Landscape Designers]]></title>
					  <link>http://njcooperator.com/articles/636/1/The-Association-of-Professional-Landscape-Designers/Page1.html</link>
					  <description><![CDATA[&nbsp;Two decades ago, a couple of East Coast landscape designers thought it would be
&nbsp;a great idea to share ideas and to network with others in the profession. Today, the organization they launched&#8212;the Association of Professional Landscape Designers&#8212;boasts some 1,300 members across the United States and around the world. 
]]></description>
					  <author>no@spam.com (Pat Gale)</author>
					  <pubDate>Thu, 03 Jun 2010 16:13:29 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/636/1/The-Association-of-Professional-Landscape-Designers/Page1.html</guid>
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					  <title><![CDATA[Hanging Together]]></title>
					  <link>http://njcooperator.com/articles/635/1/Hanging-Together/Page1.html</link>
					  <description><![CDATA[&nbsp;For community associations facing a world of economic uncertainty, the old
&nbsp;notion of &#8220;strength in numbers&#8221; has perhaps never felt more relevant. Because when it comes to tough problems,
&nbsp;the associations that are able to work together and sacrifice together are the
&nbsp;ones that usually end up stronger in the end. 
&nbsp;]]></description>
					  <author>no@spam.com (Liz Lent)</author>
					  <pubDate>Thu, 03 Jun 2010 16:12:50 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/635/1/Hanging-Together/Page1.html</guid>
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					  <title><![CDATA[Secrets of Successful Committees]]></title>
					  <link>http://njcooperator.com/articles/634/1/Secrets-of-Successful-Committees/Page1.html</link>
					  <description><![CDATA[&nbsp;Being on a committee is not always an easy task. In fact, sometimes it can be
&nbsp;downright frustrating. A three-month commitment can stretch into six months;
&nbsp;meetings can go on forever; committee members may drift off topic; and
&nbsp;precious, limited time can be hijacked by strong personalities. After a while,
&nbsp;the old saw about too many cooks spoiling the broth starts to feel all too
&nbsp;true. 
&nbsp;]]></description>
					  <author>no@spam.com (Hillary Pember)</author>
					  <pubDate>Thu, 03 Jun 2010 16:08:08 EDT</pubDate>
					 <guid isPermaLink="true">http://njcooperator.com/articles/634/1/Secrets-of-Successful-Committees/Page1.html</guid>
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